Comments on: How to stop Debt Collectors in UK – 4 Legitimate Ways

By: angela herbert

angela herbert — Wed, 09 Jun 2010 09:17:23 +0000

hi we had a morgage over 16 yrs ago it was repossesed we owe 3,000 it has being passed from debt collecter to debt collecter we try and pay what we can but they insist they want more we cant afford to pay any more sometimes they threaton us with court letters my partner has high blood pressure and kidney disease and cant cope with the stress from them were do we stand with them is there anything they can do legaly if i dont pay as we are struggling thankyou.

By: Daryl

Daryl — Tue, 08 Jun 2010 13:42:37 +0000

Hi,

I received a letter yesterday from a Debt Recovery agency stating that I owe £1,196.52 for a 3G contract that was taken out about 6 years ago. The letter states that the last payment made by myself was on the 11/06/2004 but the disconnection date wasn’t until 08/09/2005.

I remember taking the contract out and when it came to the end of my contract I told them, as it states in their terms and conditions, that I wished to cease supply with them. However, because it was so long ago I don’t have any proof I did this.

This is the first I have ever known about this matter as the contract was taken out when I was living with my parents and they still live at the same address, but nothing has ever gone there saying I had an outstanding balance.

I have no copy of my contract with them as to when it was taken out so cannot prove how long the contract term was (back then I think it was only ever a 12month contract).

I have tried to work out where this strange sum has come from but it doesv’t seem to add up.

Please help!!!!!!!!!

Kind Regards,
Daryl

By: mohammed gulzar

mohammed gulzar — Thu, 20 May 2010 15:30:31 +0000

i have recieved a letter from a debt collection agency claiming a reduced settlement order, from a credit card bill from about 2005, i am currently unemployed, and i cant remember the exact date might even be sometime in 2004. what can i do?

thankz

By: Paul Hunter

Paul Hunter — Wed, 12 May 2010 19:31:51 +0000

Hi
Last year my company ( Limited) went into administration after failing due the global recession. My partner and I started a new business and purchased assets from the administrator.
The old comapny owed approximately £15,000 to one particular company. I have been recieving phone calls from a debt collectoer who refuses to give give a full name or a company name. The phone calls have been of an intimidating nature of the ‘we know where you live’ nature and ‘i’ve just got out of jail’ type. The debt is not legally owed by either me or my new comany.
I was paid a visit and asked for £6,500 to settle the matter in full, which i agreed to and therefore paid. The phone calls stopped for about 2 months but have now started again.

Any suggsetions would be greatly appreciated.

By: Tracey

Tracey — Tue, 11 May 2010 11:49:07 +0000

Hi, My husband and i purchased our first home 2 years ago, My husband had debts over 6 yars old, We have recently been bombarded with letters from debt collectors including telephone calls demanding these debts to be settled. We have not made any contact with them as these debts are very old, We recieved a letter saying that they can now use our house to pay off the debts. Can this be done with old debts, I am getting very scared now, i dont want to lose our house.

By: charlie

charlie — Sat, 24 Apr 2010 11:59:18 +0000

i was sent a letter today from newmans asking for 80.35 gbp
asking for immediate action of payment if full balance
this is because i havent payed my ebay sellers payment but i was not informed as i closed my email
they are asking for a reply in 7 days or they will take legal action

i called them and they said i need to pay now or i will have to pay more
i have 5 days left to pay they
i was contacted my ebay but i got there email late as i forgot my password
and i closed down my email i am nw informed my a letter it is scary i know its not alot of money but i dont want to pay what shal i do is thi sfair

By: tracy abdul

tracy abdul — Tue, 30 Mar 2010 22:34:06 +0000

how will that statute barred come into effect if the credit agency or the people who chasing you for the money been to court and obtained a judgement against u… also the debts i have are more then 12 years old…. so do i have to pay it still….

By: Elizabeth Abdul

Elizabeth Abdul — Tue, 23 Mar 2010 16:14:33 +0000

I have a loan which l took out in 1998 and l had insurance which was meant to look after me in the effect of redundancy, loss of job or illness.

When l lost me job two years later, l was told it could not pay out because l was not in receipt of Unemployment benefit at that time. So there was no claim from the insurance company and l could not afford to pay.

The bank now gave me a default and CCJ which lasted for 6 years. In 2006, a debt collection agency contacted me for repayment and l entered into repayment with them cos l did not know my right which was the debt should have been Statute Barred.

Last year l stopped paying due to the economic problem and now they have applied to the court to claim the money.

What should l do?

By: Tom

Tom — Thu, 18 Mar 2010 23:56:52 +0000

Hi
I left GB on April 2008 and left my car to be sold by friend of mine. He kept it in the garage for a few months then put it away to refresh a car and sold it. Unfortunately he left it on a public road (few yards away from his drive) and I got a fine (keeping a vehicle without a valid vehicle licence) stated at my name few weeks later.
The problem is that my friend has not passed any correspodence to me at all until now.

I’d received few of letters from the police then from Magistrates Courts.
The last dated letter (mid November 2009) states that the local Magistrates had issued a warrant for mine arrest and appearance before the Court.

What actually should I do? I’m not British, have not been it the UK since I left (2 years by now), I have not realized about this legal matter. Can this case be subject of Statute Barred (or any other debt prescription) after 6 years (about 4.5 from now)?

kind regards
Tom

By: Phone Psychic Reading

Phone Psychic Reading — Mon, 01 Mar 2010 01:41:31 +0000

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