Comments on: Bankruptcy Discharge Order – freedom from bankruptcy restrictions

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By: Daniel long

Daniel long — Thu, 24 Jun 2010 20:06:17 +0000

In need of a mortgage due to outgrowing our house but was released from bankruptcy on jan 2010, have 50% of the new mortgage saved up with the sale of my partners house but banks won’t give the other 50% needed to buy the new house, does anyone have any links to sites that could help please.

Dan

By: patricia

patricia — Tue, 19 Jan 2010 12:33:12 +0000

After a discharge of bankruptcy any mortgage that you are eligible for would be at a higher interest rate.
However do not worry because the interest rates can even be as low as 6.7% for somebody with a discharged bankruptcy. But it depends on individual merit so this rate may vary.
If you are taking out a mortgage on an inital high rate and then maintain the monthly payments regularly your credit score will start improving.

By: emily

emily — Tue, 19 Jan 2010 11:26:06 +0000

if i can manage to get a mortgage as a discharged bankrupt, i think the rate is going to be pretty high. can the rate get lower sometime later?